Financing

Financing is easy at Carl’s Furniture City*
Choose the option that's best for you!

To Our Valued Customer(s):

You may finance your pending purchase on your Carl’s Furniture City Private Label Card (through Citi) using one of the three options set forth below. Please review and select the option you desire. For all options, Once you have seleceted the option and the transaction is processed, the selection cannot be changed. Check your cardholder agreement for complete account information. For all options, you will receive regular monthly statements from Citi. Monthly payments must be made directly to Citi. Payments cannot be made at any Carl’s Furniture City Stores.

1. 6 Months SAME AS CASH

• For orders $399 and over 
• This option is best for those who wish to pay in full for the purchase within 6 MONTHS.
• You will not pay any finance charges if the plan balance is paid in full within the 6 Month Same as Cash period.
• Regular Minimum Monthly payments are required from the first bill.

2. 12 MONTHS SAME AS CASH

• For orders $999 or over
• This option is best for those who wish to pay in full for the purchase within 12 MONTHS.
• You will not have to pay any finance charges if the plan balance is paid in full within the 12 Month Same as Cash period.
• Regular Minimum Monthly payments are required from the first bill.

3. REGULAR REVOLVING AT REDUCED APR OF xxx%

• This option is best for those who wish to pay for their purchase over a longer period of time, i.e. over more than 6-12 months.
• Finance charges accrue once possession of the furniture occurs.
• The reduced APR of xxx% applies to this purchase only.
• Regular Minimum Monthly payments are required from the first bill.
  *Subject to credit approval. Finance charges accrue from the date of possession unless the Same as Cash plan balance is paid in full prior to the Same as Cash expiration date. Regular credit terms apply after Same as Cash period. Terms subject to change without notice. See agreement for complete information.

Please note: Once you've received confirmation of your approval, just print it and bring it to one of our store locations. It's that simple!.

Click Here to Apply Online!
Financing provided by Citi, .